1 Star2 Stars3 Stars4 Stars5 Stars
3.20 of 5 (64.00) 5 Votes
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Indigo® Mastercard® for Less than Perfect Credit
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A 23.9% $0 – $99 N/A Bad/Poor
  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

1 Star2 Stars3 Stars4 Stars5 Stars
3.90 of 5 (78.10) 21 Votes
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Milestone® Mastercard® – Bad Credit Considered
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A 23.9% $35 – $99* N/A Poor/Bad
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.

1 Star2 Stars3 Stars4 Stars5 Stars
4.00 of 5 (80.00) 8 Votes
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Credit One Bank® Platinum Visa® with Cash Back Rewards
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 17.24% – 25.24% Variable $0 – $99 Poor 19.15% – 25.24% Variable
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Enjoy more buying power with credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts

1 Star2 Stars3 Stars4 Stars5 Stars
3.83 of 5 (76.67) 6 Votes
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Credit One Bank® Unsecured Platinum Visa®
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 17.24% – 25.24% Variable $0 – $99 Poor 19.15% – 25.24% Variable
  • Seeing if you Pre-Qualify is fast, easy, and secure
  • Get 1% cash back rewards on eligible purchase, terms apply
  • Rewards post automatically to your account each month.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®

1 Star2 Stars3 Stars4 Stars5 Stars
3.60 of 5 (72.00) 5 Votes
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Credit One Bank® Platinum Visa® for Rebuilding Credit
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 17.24% – 25.24% Variable $0 – $99 Poor 19.15% – 25.24% Variable
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Receive opportunities for credit line increases, a fee may apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability

1 Star2 Stars3 Stars4 Stars5 Stars
3.67 of 5 (73.33) 3 Votes
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First Access Visa® Card
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A See Terms See Terms N/A Fair/Bad
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

1 Star2 Stars3 Stars4 Stars5 Stars
3.31 of 5 (66.13) 75 Votes
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Freedom Gold Card
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Credit Line Monthly Fee Regular APR Credit Recommended
$500 Limit See website for Details* 0% APR Damage credit to Fair credit
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit – OK

1 Star2 Stars3 Stars4 Stars5 Stars
3.04 of 5 (60.83) 24 Votes
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Net First Platinum
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Credit Line Regular APR Monthly Fee Credit Recommended
$500 Limit 0% APR See website for Details* Damaged credit to Fair credit
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

1 Star2 Stars3 Stars4 Stars5 Stars
3.17 of 5 (63.33) 6 Votes
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OpenSky® Secured Visa® Credit Card
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Regular APR Annual Fee Credit Line Credit Recommended
18.64% (variable) $35 $200-$3000 at time of application Poor
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Please Note: We cannot guarantee and expressly do not warrant the accuracy of credit card terms listed on this page. While
we attempt to keep the most up-to-date information in our 'Credit Cards for Bad Credit' section, always see the online credit card applications for full details since program terms may change without notice to us or our visitors.