Six Mistakes That Can Decimate the Benefits
of a Reward Credit Card

Reward Credit Card MistakesWith so many different offers to choose from, consumers often look for credit cards with the lowest interest rates and the biggest reward perks. But choosing a great reward card is only the first step to benefiting from it. Clouded by the hope of accumulating enough reward points for a dream vacation or a big cash bonus, many people overlook the details found in the small print of every credit card agreement. Credit card companies gain enough of your hard earned money through interest rates and fees, so it seems unconscionable that they would penalize your benefits or deny Continue

Top Cash Back Credit Cards for 2014

Top Cash Back Credit Cards for 2014Cash back is the most popular and widely chosen reward option available to consumers. Simple and easy to use, for every purchase you make with a cash back credit card you’ll earn a flat percentage of the total charges – anywhere from 1% to 5%. Almost every credit card issuer features a cash back program, but the best cash back credit cards will provide bigger incentives, have reduced restrictions and offer more ways to earn cash and bonus rewards. Here are our choices for top cash back credit cards of 2014: Continue

Don’t Let Credit Card Rewards Go to Waste

Unclaimed Credit Card RewReward programs haven’t always been so easy to come by. Sign-up bonuses and other perks were once reserved for people with long, outstanding credit histories. But times have changed, and in some cases, having just a moderate credit score is good enough to be approved for a credit card with generous rewards. With so many reward choices and the average American carrying three different credit cards at any one time, it’s easy to see how rewards may go unredeemed. But forgetting about those unused reward points is a huge mistake! Continue

Three Simple Ways to Save on Gas

save-on-gasFor the last five years gas prices have taken consumers on a roller coaster ride! In 2008 the national average hit an all-time high of $4.11, followed by a rapid slide as the economy faltered. Since then, fuel costs have been on a steady rise and are once again approaching record levels. In May, gas prices broke $4.00 a gallon in some parts of the country – with the National average only 24 cents from the all-time high. Although many experts think we’ve seen a peak for the summer driving season, the high price of gasoline continues to chip away at consumer’s pocket books year-after-year. Continue

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