Credit Card Calculators

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Use our debt payoff calculator to see how long it will take to pay off your credit card, or how much you'll need
to pay each month to pay it off within a specific period of time.

What will it take to payoff my credit card?

Enter your credit card balance: $
Enter your credit card interest rate: %
Enter your payment per month: $

-or-

Enter desired months until debt free:

It will take you to payoff your credit card.

Use our low rate savings calculator to see how much money you can save over time with a lower interest
rate. Just provide your balance, current interest rate and new APR.

How much can I save with a lower interest rate?

Enter credit card balance: $
Current credit card interest rate (APR): %
New lower interest rate: %
Period of time to calculate savings:
You could save $ with a lower interest rate.

Use our minimum payment calculator to see how long it takes to pay off your credit card (and how much interest you'll accumulate) if you pay only the minimum payment.

Results of paying just the minimum payment:

Enter credit card balance: $
Enter your credit card interest rate:   %
Minimum payment percentage: *   %
Minimum payment amount: * $
Total interest paid: $
Number of payments:
Number of years:
* From your most recent credit card statement, enter your balance, annual interest rate
and minimum payment requirements.