Information Archives: Credit Education

Credit for Beginners

• Understanding the Basics of Credit

  What is credit and why is it important? Learn about the basics of credit and why a good credit score is so vital. Read more →

• How to Build a Good Credit History

  Good credit is the key to your financial future. Find out how to build good credit and establish positive track record. Read more →

• Important Credit Card Terms to Know

  Before you apply for a credit card, here are some terms you should know and concepts you should understand. Read more →

• How to Choose the Right Credit Card

  Which credit card offer is best for you? We’ll show you how to choose the right card for your needs. Read more →

• The Benefits of Using Credit Cards

  Carrying plastic has many perks. Find out about all the benefits you’ll receive by using a credit card. Read more →

• Credit Card Security Tips

  Protect your credit cards! Here are some useful tips and advice to help you prevent credit card fraud. Read more →

Maintaining Good Credit

• How to Maintain a Good Credit Score

  Maintaining good credit is key to your financial future. Let us provide some tips to keep you on the right track. Read more →

• 5 Reasons to Check Your Credit Report

  Your credit report is a public record of your financial history. Here are five reasons you should check it regularly. Read more →

• How to Get FREE Credit Reports

  There are several ways to access your credit reports, but only a few options are truly “free.” Read more →

• Credit Reports vs. Credit Scores

  The term credit report and credit score are often used interchangeably. Here are the differences. Read more →

• Items That Make-Up Your Credit Score

  Find out what makes up your credit score and how you can improve it. Here are the main items which affect it. Read more →

• Closing Old Credit Card Accounts

  Should I close my old credit card accounts? Here are some general rules and the Do’s and Don’ts. Read more →

• Tips to Avoid Credit Card Fraud

  Credit card fraud can cause irreparable damage. Here are some helpful tips to prevent it. Read more →

• Sneaky Credit Card Company Tactics

  Here are some tricks and tactics used by credit card issuers to gain even more of your hard-earned money. Read more →

• Tips to Reduce Credit Card Fees

  Here are some simple ways for you to avoid penalties and reduce or eliminate credit card fees. Read more →

Repairing Damaged Credit

• 7-Steps to Repair Your Credit History

  Do you have damaged credit? Here are 7 steps to help you rebuild / repair your credit history. Read more →

• Fixing Errors on Your Credit Report

  Here’s how deal with credit bureaus to dispute errors on your credit report and resolve them as quickly as possible. Read more →

• 4-Steps to Reduce Credit Card Debt

  Find out how you can reduce or eliminate credit card debt. Here are four helpful tips. Read more →

• Methods to Avoid for Reducing Debt

  Here are some common mistakes people make when trying to reduce credit card debt and how to avoid them. Read more →

• Ways to Raise Your Credit Score

  Find out some simple ways you can raise your credit score and get tips on improving your FICO rating. Read more →

• Cards for People With Bad Credit

  Learn about the different types of cards for people with bad credit. Start rebuilding with one of these offers. Read more →

• All About Filing Bankruptcy

  Here’s what you need to know about bankruptcy. Find out about your options and procedures to follow. Read more →

Understanding Credit Cards

• The Different Types of Credit Cards

  Make sure you understand the different types of credit cards before you compare and apply for an offer. Read more →

• Credit Card Brands vs. Banks & Issuers

  There’s lots of confusion between credit card brands, banks and issuers. Let’s clear up the confusion! Read more →

• How to Choose the Right Credit Card

  Which credit card offer is best for you? We’ll show you how to choose the right card for your needs. Read more →

• Pros & Cons of Debit vs. Credit Cards

  Will that be debit or credit? Here are the differences and the pros and cons of each form of payment. Read more →

• The Right Number of Credit Cards

  How many credit cards do you need? The right number depends on your personal needs and objectives. Read more →

• Credit Card Minimum Payments

  Here’s why you should pay more each month. Find out how much paying only the minimum payment can cost you. Read more →

• Credit Card Balance Transfers

  Learn about different types of credit card balance transfers, how they work and how much you can save. Read more →