|Regular APR||Annual Fee||Credit Line||Credit Recommended|
|18.64% (variable)||$35||$200-$3000 at time of application||Poor|
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
|Additional Fee Information:|
|Credit Line||$200-$3000 at time of application|
|Balance Transfer Fee|
|Cash Advance Fee|
|Foreign Transaction Fee|
More information about the OpenSky® Secured Visa® Credit Card can be found by viewing the online credit card application. Click "Apply Online" (above) for full details, including important terms, conditions, rates and fees. Since credit card terms can change without notice to us or our visitors, we cannot guarantee the accuracy of the information listed on this page.