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Credit card review:
The American Express® Blue Card is ideal for people with good to excellent credit who already have an established credit history. Besides offering a flexible rewards program (at no additional fee), a variety of other American Express® benefits are included, such as purchase protection, auto rental insurance, year-end financial statements, and various travel and emergency assistance services.
Blue from American Express® has no annual fee and a competitive interest rate. Plus, it has a 0% introductory rate for up to 15 months on new purchases and a 4.99% introductory rate on balance transfers (for the life of the loan). Because of the low interest rate, Blue is ideal for those who plan on carrying a balance from month-to-month. And the long introductory rate makes it especially attractive to people who plan on making new purchases with the card.
The rewards program is by far one of the best reward programs available, allowing you to earn one point for every dollar you spend– with no yearly limit and no expiration dates. Points can be redeemed for a wide variety of rewards from recognized names in travel, retail, dining, and entertainment. You can even transfer your points to your existing frequent flyer account or redeem them for a gift certificate to one of the American Express® partner airlines or hotels. And if you use your points to fly, you can fly when you want, where you want, on any airline you desire. |
