Clear from American Express®

• Get a 0.00% APR for 12 months on purchases! 5.9% on transfers!
• No annual fee.
• No late fees, over the limit, balance transfer or cash advance fees. Plus,
  earn a $25 shopping card for every $2500 spent on purchases.

General Card Information: Issued By:  American Express Rating: Categories:  0% Interest Cards  Instant Credit Cards  Reward Credit Cards  Cash Rebate Cards Credit Type:  Good / Excellent Positives: + Little or No Fees!!! + Relatively Low APR + Simple Rewards Negatives: - Lower APRs Available - Limited Acceptance

A unique reward card that carrys absolutely no fees of any kind, the American Express Clear card is designed for those with excellent credit.

With an uncomplicated reward program, the Clear card from American Express® offers a 1% cash rebate on all eligible purchases. Everytime you reach $2,500 in spending, you will automatically be sent a $25 gift card from American Express in the mail with no hassles to redeem your rewards. Gift cards expire one year from their issue date and can be used anywhere American Express credit cards are accepted.

With the American Express Clear Card, there are no fees of any kind. No annual fees, late fees, over the credit limit, cash advance, balance transfer, dishonored check, wire transfer, stop payment or statement copy fees. There is a 0% intro rate and the ongoing APR is reasonable for a reward card (see details above).

Clear from American Express also provides additional member services and benefits such as auto rental insurance, a buyer protection and assurance plan and up to $100,000 in travel accident insurance. Receive a complimentary credit report every month for a year when you sign up and a free year-end credit report that includes the member's credit score. Plus, with Express Approval get a decision on your application in less than 60 seconds.

Features summary:

- 0% intro APR (see details above)
- Low ongoing interest rate (see details above)
- $25 American Express shopping card for every $2,500 spent
- Express Approval: Get a decision in less than a minute
- Car rental loss and damage insurance plan
- Global assist hotline
- Up to $100,000 in travel accident insurance
- Discounts at Express Select merchant partners
- Various travel and emergency assistance services
- Online account management
- Identity theft assistance and fraud protection
- No liability for unauthorized Internet transactions
- Buyers assurance
- Purchase protection
- Extended warranty for purchases
- Auto rental insurance
- Emergency card replacement