American Express® Business Gold Rewards

• NO INTEREST-- Balance paid in full each month!
• Includes many benefits for business owners!
• Annual fee: Green Card = $95/yr   Gold Card = $125/yr

   * Pay No Annual Fee for the 1st year!

General Card Information: Issued By:  American Express Rating: Categories:  Business Credit Cards  0% APR Credit Cards  Instant Approval Cards  Reward Credit Cards Credit Type:  Good / Excellent Positives: + Business Benefits! + No Interest Charges + Numerous Rewards Negatives: - No Credit Available - Includes Annual Fee - Limited Acceptance

Although the American Express Business Gold Card does not offer the option to pay balances over time, business owners with good to excellent credit who pay their business-related expenses in full each month will find it extremely beneficial for making purchases, organizing expenses and earning great rewards.

One of the most flexible travel reward cards for leisure or business, members earn one point for every dollar spent on purchases. Plus, earn bonus points on purchases made through participating merchants such as FedEx, Hertz, Mobil® and more. Annual bonus points are also rewarded for different spending levels:

• $20,000 - $50,000 earn 5,000 bonus points
• $50,000 or more earn 20,000 bonus points
• One–time renewal bonus of 10,000

With no interest charges, the only fee associated with the American Express Business Gold Rewards Card is the annual fee - which waived for the first year. Redeem points for rewards from 21 airlines, hundreds of hotels, vacation packages, cruises, spa retreats, merchandise and more. Transfer points to 11 different frequent flyer programs. Points never expire and there is no limit on the amount that can be earned. Plus, cardholders receive additional benefits including purchase protection, auto rental insurance, up to $100,000 in travel insurance and more.

Features summary:

- No interest charges - bill paid in full each month
- No limit to the number of Membership Rewards® points you can earn
- Points have no expiration date
- No pre-set spending limit and no finance charges
- Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- No annual fee for the 1st year
- Online account management
- Cash access from over 500,000 ATMs worldwide
- Various travel and emergency assistance services
- Up to $100,000 in travel accident insurance
- Purchase protection
- Extended warranty on purchases
- Identity theft assistance
- Baggage insurance
- Auto rental insurance
- Online interactive business community
- Emergency card replacement