Bank of America Accelerated Rewards™ American Express® Card

• Get a 0.00% APR† for 12 billing cycles on balance transfers!
• No annual fee.
• Earn rewards faster with 1.25 points for every dollar. § Reedeem your
  points for travel, cash, merchandise, gift certificates and more.

General Card Information: Issued By:  Bank of America Rating: Categories:  0% Interest Cards  Low APR Credit Cards  Instant Credit Cards  Reward Points Cards Credit Type:  Good / Excellent Positives: + Great Low APR + 0% Introductory Rate + Cash, Travel & More Negatives: - No Purchase Intro - Limited Acceptance

The best of both worlds - low APR and great rewards - describes the Bank of America American Express Rewards card. For those with very good to excellent credit, the Bank of America American Express Card carries no annual fee, a 0% introductory APR and an attractive low ongoing interest rate.

Earn unlimited points - 1.25 for every dollar spent using the American Express Rewards Card. Redeem them for gift certificates or brand name products. Redeem 5,000 points for $25 or 25,000 points toward hotels or a free fllight on major airlines anywhere in the continental U.S. Plus, as a bonus receive a $50 statement credit after qualifying transactions.

Cardholders will have access to concierge services available 24/7 to help book difficult to get tickets and restaurant reservations. Take advantage of more than 2,200 American Express travel services in more than 140 countries and other cardmember services.

Enjoy the benefits of an extended warranty on purchases made with the Bank of America American Express card, roadside and emergency assistance. And with access to special cardmember offers from American Express, consumers can save on shopping, dining, travel, hotels, and much more.

Features summary:

- 0% intro APR (see details above)
- Great low interest rate (see details above)
- Earn 1 point for every $1 in net retail purchases
- No limit on the amount of points earned
- Points do not expire for 5 years
- Fraud protection
- Car rental loss & damage insurance
- Travel accident insurance
- Emergency assistance services
- Emergency roadside assistance
- Retail protection, and extended warranty coverage on purchases made with the card
- Access to the MyConciergeSM service, a unique personal assistance service
- 24-hour customer service
- Secure online account access and electronic bill payment service
- No annual fee