Bank of America WorldPoints™ Platinum Plus™ Mastercard®

• Get a 0.00% APR† for 12 billing cycles on balance transfers!
• No annual fee.
• Earn 1 Point for every dollar you spend in net retail purchases. § Points
  are redeemable for cash, merchandise, travel rewards and more.

  * Similar offers: World Mastercard & Visa Signature w/ WorldPoints

General Card Information: Issued By:  Bank of America Rating: Categories:  0% Interest Cards  Low APR Credit Cards  Instant Approval Cards  Reward Credit Cards  Airline Credit Cards Credit Type:  Good / Excellent Positives: + Great Low APR + 0% Introductory Rate + Cash, Travel + More Negatives: - No Purchase Intro

Credit card review:

If you have good to excellent credit and are looking for a credit card with simple rewards, consider the Bank of America WorldPoints™ Platinum Plus® Visa® Card. With a generous 0% introductory rate, no annual fee and a competitive low ongoing APR, the WorldPoints™ Platinum Plus® Visa® Card allows you to earn one point for every dollar spent on qualifying purchases with no complicated special incentives or bonus terms.

Points can be redeemed for travel with no blackout dates, car rental and hotel rewards, brand-name merchandise, gift certificates and cash back. There is no limit to the amount of points you can earn each year but unused points will expire after five years.

Cardholders will benefit with services such as fraud protection, emergency assistance, car rental loss and damage insurance and personal concierge service. Enroll in Bank of America's free online account management services, check your balance and transaction activity. Enjoy the convenience of online payment services and the assurance of security and fraud protection services.

Features summary:

- 0% intro APR (see details above)
- Great low interest rate (see details above)
- Earn 1 point for every $1 in net retail purchases
- Rewards begin at only 2,500 points
- No limit to the number of points you can earn each year
- Points do not expire for 5 years
- Absolute fraud protection against unauthorized use, online and offline
- Car Rental Loss & Damage Insurance
- Travel accident insurance
- Emergency assistance services
- Emergency roadside assistance
- Retail Protection, and Extended Warranty coverage
- Access to the MyConciergeSM service, a unique personal assistance service
- 24-hour customer service
- Secure online account access
- Electronic bill payment service