Bank of America Visa Signature® with WorldPoints™

• Get a 0.00% APR† for 12 billing cycles on balance transfers!
• No annual fee.
• Earn 1 Point for every dollar you spend in net retail purchases. § Points
  are redeemable for cash, merchandise, travel rewards and more.

  * Also available: World Mastercard w/ WorldPoints

General Card Information: Issued By:  Bank of America Rating: Categories:  0% Interest Cards  Low APR Credit Cards  Instant Approval Cards  Reward Credit Cards  Airline Credit Cards Credit Type:  Good / Excellent Positives: + Great Low APR + 0% Introductory Rate + Cash, Travel + More Negatives: - No Purchase Intro

Credit card review:

The Visa® Signature with WorldPoints™ from Bank of America is a great credit card for people with good to excellent credit and includes a comprehensive rewards program - suitable for almost anyone.

Earn one point for every dollar spent on all qualifying purchases and choose a from wide range of travel and shopping options, merchandise, personal services or cash rebates. The Bank of America WorldPoints™ program is very flexible and allows you to personalize your rewards with unlimited points valid for 5 years.

Unlike other higher end reward credit cards, the Visa® Signature with WorldPoints™ does not charge an annual fee. It also includes a generous 0% introductory APR for new cardholders and an attractive low ongoing interest rate after the intro ends.

The Bank of America Visa® Signature with WorldPoints™ carries the Visa logo and all the benefits that come along with it, such as exclusive concierge services, hotel upgrades, assistance with flight reservations, theater tickets and personal shopping. Along with the reward program, you can expect benefits such as fraud protection, online account access and other personalized features.

Features summary:

- 0% intro APR (see details above)
- Great low interest rate (see details above)
- Earn 1 Point for every dollar you spend in net retail purchases.
- Points are redeemable for cash, merchandise, travel, dining certificates and more.
- No Annual Fee
- Visa Signature Access - exclusive entry and best seats to exciting events
- Reserve last-minute tables at popular restaurants
- Visa Signature Dining - preferred reservations, discounts, and special offers
- Discounts at select merchants
- Valuable upgrades
- Savings of up to 50% on accommodations at spectacular places
- Personalized assistance
- Online account access and Points management
- Absolute fraud protection
- Online access and 24-hour service
- Access to the MyConcierge service, a unique personal assistance service